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Please carefully review these terms and conditions of use before accessing or using this site or any data thereon. Any access to or use of this website creates a binding agreement to comply with these terms and conditions. If you do not agree to all of these terms as is, you must exit this site immediately.
The following are terms of a legal agreement (the “Agreement”) between you and TCGcapitals LLC (“TCGcapitals”) that sets forth the terms and conditions for your access or use of this web site at www.TCGcapitals.com, including any subdomain thereof (the “Site”). The Site is owned and operated by TCGcapitals. This Site is being provided to you expressly subject to this Agreement. By accessing, browsing and/or using the Site, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement and to comply with all applicable laws and regulations.
TCGcapitals reserves the right to unilaterally amend this Agreement at any time and will provide notice of any such changes by posting the revised Agreement on the Site. You should check this Agreement on the Site periodically for the most current Agreement in effect. All changes shall be effective upon posting. Your continued use of the Site after any change to this Agreement constitutes your agreement to be bound by any such changes. TCGcapitals may terminate, suspend, change, or restrict access to all or any part of the Site without prior notice or liability.
Please review our Privacy Notice (which also governs your visit to the Site) to understand our practices. Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others.
This Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on the Site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by TCGcapitals or third parties and all right, title and interest therein shall remain the property of TCGcapitals and or such third parties (collectively, the “Content”). All Content is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.
You are authorized solely to view and retain a copy of the pages of the Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on the Site to transact business with TCGcapitals. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit the Site, or any portion of the Site for any public or commercial use without the express written consent of TCGcapitals. Additionally, you agree that you will not (i) remove or alter any author, trademark or other proprietary notice or legend displayed on the Site (or printed pages produced from the Site); and not (ii) make any other modifications to any documents obtained from the Site other than in connection with completing the information required to transact business with TCGcapitals.
You agree to use the Content and Site only for lawful purposes. You are prohibited from any use of the Content or Site that would constitute a violation of any applicable law, regulation, rule or ordinance of any federal, state, or local government, or that could give rise to any civil or criminal liability. Any unauthorized use of the Site, including but not limited to unauthorized entry into TCGcapitals’s systems, misuse of passwords, or misuse of any information posted on the Site is strictly prohibited.
When you visit the Site or send emails to TCGcapitals, you are communicating with us electronically and you consent to receive all agreements, notices, disclosures and other communications that we provide to you (“Communications”) from us electronically to the extent permissible by law. We will also communicate with you by email or by posting notices on the Site. You agree that all Communications that we provide to you electronically satisfy any legal requirement that such communications be in writing to the extent permissible by law. You agree that we may send emails to you to advise you about the Site, about any of our products or services, or for such other purposes as we deem appropriate and as permissible by law. If you provided a residential or cell phone number, then you authorize us to call it or send text messages. We may use an auto-dialer, prerecorded messages, and/or SMS text messages to make such call(s). These calls will provide account information and services, such as transaction approval, payment reminders, and collection efforts. For SMS text messages, you can withdraw consent by following the opt-out procedures in the message or by telling us in writing at our address below. Receipt of residential and cell phone calls (including text messages) may be subject to charges from your service provider.
Withdrawing Consent. You may withdraw your consent to transact business electronically by sending a written statement indicating the effective date of your withdrawal and the address to which you wish to receive further communications to TCGcapitals LLC, 74 E 40th St New York, NY 10016 Attention: Compliance. If you withdraw your consent to receive disclosures and information electronically while your funding request is still pending, TCGcapitals will terminate your funding request and neither TCGcapitals nor any other Lender for whom TCGcapitals is underwriting will consider your funding application. If you withdraw your consent to receive disclosures and information electronically after you have entered into a funding agreement or your use of the Site is otherwise terminated or suspended, then all other terms and conditions will remain the same, and TCGcapitals will mail disclosures and any other required information to the most recent home address you have provided.
Hardware and Software Requirements. To access and retain the Communications electronically, you will need to use a device with an internet connection and an up-to-date browser capable of opening portable document formats (“PDF”), such as Microsoft Internet Explorer (see www.microsoft.com/ie for current version) or Mozilla Firefox (see www.mozilla.com for current version), and a valid email address that has been provided to TCGcapitals. You acknowledge that you can receive and access communications in the formats described herein.
Mobile Technology. If you are accessing the Site electronically through a mobile device, such as a tablet, smartphone or similar device, you must be able to print and save the transmitted Communications. You can find apps that support printing and saving for most mobile devices through your mobile device’s app store. If your mobile device does not have this functionality, you must access the Site through alternate means that provide you with the ability to print and save the Communications.
You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to TCGcapitals, LLC or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. We collect information from your mobile operator and your device to protect the Site and your account from fraudulent use and to customize the experience for you. You authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to use your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status details, if available, to allow verification of your identity and to compare information you have provided to TCGcapitals with your wireless operator account profile information for the duration of the business relationship. See our Privacy Notice for how we treat your data.
As a condition of your use of the Site, you agree that you will not, and nor will you take any action intended to: (i) access data that is not intended for you; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any customer or user of the Site; (iii) probe, scan or test the vulnerability of the Site or the TCGcapitals network or breach security or authentication measures without proper authorization; (iv) attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business, including, without limitation, via means of submitting a virus to the Site, overloading, “flooding,” “spamming,” “mail bombing” or “crashing;” or (v) send unsolicited mail, including promotions and/or advertising of products and services. Violations of system or network security may result in civil or criminal liability.
The Site may contain links to outside services and resources, the availability and content of which TCGcapitals does not control. We are not responsible for examining or evaluating, and we do not warrant the offering of these businesses or individuals or the content of their web sites. You acknowledge that use of any third-party sites is governed by the terms of use for those websites, and not by this Agreement. Links to third-party sites do not constitute an endorsement or recommendation by TCGcapitals of such sites or the content, products, advertising or other materials presented on such sites, but are only for your convenience and you access them at your own risk. Such third-party sites may have a privacy policy different from that of TCGcapitals and the third-party site may provide less security than this Site. TCGcapitals does not assume any responsibility or liability for the actions, products, attributes of, security or content of these third-party sites or third parties. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource.
You consent to the recording and monitoring, for purposes including but not limited to quality assurance, training, risk management and/or collection purposes, of any call or email that you place with TCGcapitals (or our agents, representatives, affiliates, third parties or anyone calling on our behalf) or that TCGcapitals (or our agents, representatives, affiliates, third parties or anyone calling on our behalf) places to you.
We use cookies and other tracking technologies on our online services (together “Cookies”). Cookies are small data files transferred by a website to your computer’s hard drive. TCGcapitals or its service providers may send Cookies when you surf our site or sites where TCGcapitals ads appear, make purchases, request or personalize information, or register yourself for certain services. Accepting the Cookies used on our Site, sites that are “powered by” another company on TCGcapitals’s behalf, or sites where our ads appear may give us access to information about your browsing preferences, which we may use. Cookies are typically classified as either “session” Cookies or “persistent” Cookies.
We use third party advertising and media companies to serve ads on our behalf across the Internet and to help manage and optimize our Internet business and communications. Through the use of Cookies, such third-party companies may collect anonymous information about your visits to our site and your interaction with our ads and content. For instance, they may keep track of how many of our ads you have seen on other web sites before visiting our web site. This information is used to understand your browsing behavior and interests so that we can identify your needs and provide service that is tailored to you.
Applications for funding submitted on this website may be funded by one of several lenders. All funding determinations are subject to credit review and approval, and rates and fees are subject to change. No information on the Site should be construed as a guarantee of specific lending results. Not all applicants will qualify for all funding products offered. When making a credit decision, including determining applicable annual percentage rates, Lenders may consider credit score, funding amount, funding term, credit usage and other information, or additional factors. Individual applicants, among other things, the client must be a permanent resident, must be at least 18 years old or the age of contracting majority in the borrower’s state of residence, must have a valid bank account located in the United States, and must have a valid social security number. To apply for funding, you will need to register on the Site and provide the requested information and/or documentation. You represent and warrant that any joint account holder on bank accounts used for repayment of the funding has consented to any withdrawals for payments or other transfers. For individuals who are approved for funding, the consumer agrees that the Lender accepts no liability or responsibility for failing to make a transfer of approved funding funds within any specified period.
We will notify you if your application is incomplete, and you’ll have the option to provide additional information or documents. funding applications are canceled after 30 days of inactivity.